This                                  advice was sent by a retired State Farm agent! This system                                  has been tried and it works in every                                  state.                                 
If you                                  get a speeding ticket                                  or went                                  through a red                                  light, or                                  whatever the case may be, you're going to                                  get points                                  on your license and a                                  surcharge on your auto insurance. This is a                                  method to insure that you DO NOT get the                                  points.
When you get your fine,                                  send in a                                  check to pay for                                  it.. If the fine is $79.00 make the check out for                                  $82.00, some                                  small amount over the fine.
The system will                                  then have to send you back a check for the difference.                                 
However, here is the trick: DO NOT                                  CASH THE REFUND CHECK! Throw it away!                                  THAT'S RIGHT...THROW IT AWAY...
Points are not                                  assessed to your license until all Financial                                  Transactions are complete. If                                  you do not cash the check, then the transactions                                  are NOT complete. The system has received                                  its money and is satisfied and will no                                  longer bother you.
This                                  information comes from an unmentionable computer                                  company that sets up the standard databases used                                  by every state.
Now I don't know if this works or not - but I will definitely keep it in the back of my mind just in case I ever do get a ticket.  With the price of insurance .... anything that could possibly help is a blessing.
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